Resources to Help You Manage Your Money
How to Protect Yourself Financially From Divorce
Most of us don’t like to think about the possibility of divorce, but the truth is that many of us will experience it at some point. Because of this risk, it’s important to learn how to protect yourself financially from divorce by following these ten tips. Even if you never end up getting a divorce, these tips will help you build a solid financial foundation that will serve you well in other areas of life.
Learn to Delay Gratification So You Can Spend Less and Save More Money
Delayed gratification is the ability to resist the temptation for an immediate reward and wait for a later reward. It is a powerful skill that can help people achieve long-term goals and be more successful in life. In essence, it is having the discipline to put off something that you want now for something that you want even more in the future. Learn to delay gratification using these strategies.
CDs vs High Yield Savings Accounts: Which Is Better?
Discover the pros and cons of CDs vs high yield savings accounts to find out which one is right for your financial goals. Learn which is right for you with this in-depth guide!
It’s Not Too Late to Start Saving for Retirement: Here's How to Get Started
Worried it’s too late to save for retirement? While saving for retirement is easier when you start earlier in life, you can certainly still do it. Here are some tips to get you started on saving for retirement no matter what your age. Get started today!
“Money Is Stressing Me Out”
If you’ve ever said “money is stressing me out,” you need these tips. Learn what money related stress looks like and how to overcome money stress. Following these tips will help you learn what to do when you’re stressed about money and help you feel more in control of your finances.
A Complete Guide to Your Credit Score
Get your credit score questions answered! Learn why a credit score is important, the difference between a credit score versus a credit report, how a credit score is determined and the most important credit score factors.
Should you build an emergency fund or pay debt?
Deciding if you should build an emergency fund or pay debt first can be a difficult decision. Having an emergency fund is key to protecting yourself when the unexpected happens, but it can take time and make your debt payoff journey take longer. Learn when to prioritize your emergency fund and when it’s better to pay debt first so that you can make a plan that’s right for you.
How Busy, Working Families Can Save Money on Food
Busy families often resort to eating out a lot because they’re too busy to make meals at home all the time, but the costs can add up fast. Learn how to save money on eating out and groceries so you can stay within your budget and meet your financial goals.
How to Calculate Your Net Worth
Ready to become debt free, build wealth, and achieve your money goals? Calculating and tracking your net worth can help you achieve your financial goals. Learn more about what net worth is, how it helps, and how you can track it.
You Should Always Be Saving for These Non-Monthly Expenses
One of the hardest things in budgeting is planning for all of those expenses that don’t show up every single month. A monthly expense is easy because it’s always on your radar and you know to expect it. But when expenses occur once per year or sporadically, budget planning becomes more of a challenge. Here are 14 expenses that you should always be saving for.
Should You Use Buy Now Pay Later Programs Such As Affirm, Klarna, or Afterpay?
Buy now pay later programs such as Affirm, Klarna, and Afterpay have seen a sharp increase in use over the past year or so. But are they a good idea? It’s important to understand the risks of using buy now pay later before you get into the habit of using them.
How to Save Money During the Holidays
Wondering how to stop overspending this holiday season? Check out these tips to plan ahead for the holidays and keep your spending under control so that you can enjoy the season without ending up in debt with a pile of credit cards.
Need to Stop Spending Money? 7 Questions to Ask Yourself Before Making a Purchase
Do you feel like you need to stop spending money? Figuring out when you can and cannot buy something is one of the hardest parts of personal finance on a day to day basis. When it comes to making a significant purchase, asking yourself these seven questions can help you decide if the purchase makes sense for you.
How to Start Building an Emergency Fund When You Have No Money
Building an emergency fund when you have no money can feel extremely daunting and overwhelming, but it can be done. These four tips will help you start building an emergency fund so that you can stop relying on your credit cards every time something happens and start finally getting ahead.
What’s Holding You Back from Taking Control of Your Money?
Are you someone who wants to improve your finances, but for some reason you just can’t make it happen? Maybe you want to start a budget, get out of debt, save money, or something else, but it feels too hard or you never have time. It turns out that managing money is actually a lot of managing emotions. You need to change your mindset. Here are several ways your mind is holding you back from creating the change you desperately want.
Financial Advice on Social Media: How to Know If It’s Good or Not
Money management advice has become more accessible than ever with the rise of financial influencers on social media. But like anything, there’s good advice and bad advice. So how do you know which financial advice to follow and trust? Here are a few personal finance tips that might help.
How to Combine Finances in Marriage and Other Committed Relationships
Wondering how to combine your finances after marriage or moving in together? This guide gives you an overview of four options for combining finances, from merging everything to keeping it all separate, and options in between.
Are We Living in a Recession?
Are we living in a recession? What determines if we are in a recession? These questions and more are at the top of our minds right now. Learn how to determine if we are in a recession, and more importantly, what you should be doing with your finances to prepare for or respond to a recession.
Things I Would Do Right Now if I Had to Cut Expenses to Save Money
Cutting expenses and saving money is at the top of many minds right now as inflation continues to plague us. Here are my top recommendations for where and how to cut costs in a sustainable way without ruining your life.
Live Within Your Means: Get Ahead, Build Wealth, and Live a Life You Love
Learning to live within your means is one of the most basic personal finance principles that you need to know. Learn what it means to live within your means, how to get started, and why it sometimes feels so hard.