Resources to Help You Manage Your Money
Is Debt a Reason to Break Up?
More couples than ever are wondering: is debt a reason to break up? This guide walks you through what to consider when one person has debt, what it might mean for your relationship, and what to do if you decide you do not want to break up over debt.
How to Get Out of Debt: 7 Steps to Financial Freedom
Are you finally ready to conquer your debt? Learn how to get out of debt fast, even if you are living paycheck to paycheck. Follow this easy and simple debt payoff plan, and you’ll be debt free before you know it!
Why a Financial Planner Might Not Be Your Best Solution for Debt: Consider a Financial Coach Instead
Discover why financial planners may not be the best solution for tackling debt and why hiring a financial coach is a more effective option. While financial planners can create debt payoff plans, their limited expertise, lack of time, and incompatible business models hinder their ability to guide individuals through the necessary lifestyle and mindset changes for successful debt management. Explore how financial coaches provide personalized support, emphasize mindset and habits, and offer exclusive focus on debt, making them the ideal choice to help individuals achieve a debt-free future.
Should you build an emergency fund or pay debt?
Deciding if you should build an emergency fund or pay debt first can be a difficult decision. Having an emergency fund is key to protecting yourself when the unexpected happens, but it can take time and make your debt payoff journey take longer. Learn when to prioritize your emergency fund and when it’s better to pay debt first so that you can make a plan that’s right for you.
Should you carry a balance to build credit?
Many people mistakenly believe that carrying a balance on your credit card is good for your credit. Find out why that’s not true and what you can do instead to increase your credit score.
How to Keep Yourself Out of Debt
Staying out of debt comes down to spending less than you earn and planning for the future, but we all know it’s not always that easy. Here are a few tangible things you can do to keep yourself out of debt.
How to Make Student Loan Payments More Affordable
Struggling to make your student loan payment? Here are several ways you can make your student loan payment more affordable, including starting an income driven repayment plan, refinancing, and more.
Debt Isn’t Always Bad
While many people get into trouble by taking on too much debt, that doesn’t mean that debt is always bad. Sometimes debt is necessary from a survival perspective and sometimes it makes a lot of sense from a strategic perspective. You have to look at your entire financial picture and make the decisions that are right for you.
Why Dave Ramsey Isn’t for Me
Dave Ramsey has helped many people get out of debt and transform their finances, but his advice doesn’t work for everyone. In some cases, his advice is just plain wrong. Learn why I don’t follow his advice and what I do instead.
Un-Affordable Health Care and Debilitating Medical Debt
Despite the best attempts of financial experts to convince you that your financial problems would go away if you just stopped buying lattes or using credit cards, the biggest cause of financial distress is not something you can control: medical costs.
Ask Annie: Should I Pay Off My Mortgage Faster?
Paying extra on your mortgage can be a great way to shorten the length of your mortgage and save on interest payments. But when does it make sense to overpay your mortgage? Follow these tips to find out what you should do first and how to decide which method of overpaying to use.
Get Smart with Your Money
Are you ready to get smart with your money? Having a plan for your money can help you be more prepared for life’s surprises and set you on the path to meeting your financial and life goals. Here are nine steps you can take to get smart with your money, transform your finances, and start building a life you love.
How to Pay Your Credit Card Bill in Full Every Month
Wondering how to pay your credit card in full each month? Maybe you know you’re supposed to pay your credit card off each month, but you’re not sure what amount to pay or how to time it. This guide is for you.
How Caring for Aging Parents Fits Into Your Financial Priorities
Many Gen Xers and Millennials are worried that they will have to support their aging parents financially, while at the same time paying off student loans, saving for their kids to go to college, and putting aside money for retirement. So how does supporting aging parents financially fit into your financial plan? Follow these money tips to get your own finances in order so you can best help those you love.