Resources to Help You Manage Your Money
How to Calculate Your Net Worth
Ready to become debt free, build wealth, and achieve your money goals? Calculating and tracking your net worth can help you achieve your financial goals. Learn more about what net worth is, how it helps, and how you can track it.
You Should Always Be Saving for These Non-Monthly Expenses
One of the hardest things in budgeting is planning for all of those expenses that don’t show up every single month. A monthly expense is easy because it’s always on your radar and you know to expect it. But when expenses occur once per year or sporadically, budget planning becomes more of a challenge. Here are 14 expenses that you should always be saving for.
Should You Use Buy Now Pay Later Programs Such As Affirm, Klarna, or Afterpay?
Buy now pay later programs such as Affirm, Klarna, and Afterpay have seen a sharp increase in use over the past year or so. But are they a good idea? It’s important to understand the risks of using buy now pay later before you get into the habit of using them.
Need to Stop Spending Money? 7 Questions to Ask Yourself Before Making a Purchase
Do you feel like you need to stop spending money? Figuring out when you can and cannot buy something is one of the hardest parts of personal finance on a day to day basis. When it comes to making a significant purchase, asking yourself these seven questions can help you decide if the purchase makes sense for you.
How to Start Building an Emergency Fund When You Have No Money
Building an emergency fund when you have no money can feel extremely daunting and overwhelming, but it can be done. These four tips will help you start building an emergency fund so that you can stop relying on your credit cards every time something happens and start finally getting ahead.
What’s Holding You Back from Taking Control of Your Money?
Are you someone who wants to improve your finances, but for some reason you just can’t make it happen? Maybe you want to start a budget, get out of debt, save money, or something else, but it feels too hard or you never have time. It turns out that managing money is actually a lot of managing emotions. You need to change your mindset. Here are several ways your mind is holding you back from creating the change you desperately want.
Financial Advice on Social Media: How to Know If It’s Good or Not
Money management advice has become more accessible than ever with the rise of financial influencers on social media. But like anything, there’s good advice and bad advice. So how do you know which financial advice to follow and trust? Here are a few personal finance tips that might help.
How to Combine Finances in Marriage and Other Committed Relationships
Wondering how to combine your finances after marriage or moving in together? This guide gives you an overview of four options for combining finances, from merging everything to keeping it all separate, and options in between.
Are We Living in a Recession?
Are we living in a recession? What determines if we are in a recession? These questions and more are at the top of our minds right now. Learn how to determine if we are in a recession, and more importantly, what you should be doing with your finances to prepare for or respond to a recession.
Live Within Your Means: Get Ahead, Build Wealth, and Live a Life You Love
Learning to live within your means is one of the most basic personal finance principles that you need to know. Learn what it means to live within your means, how to get started, and why it sometimes feels so hard.
7 Money Management Skills Everyone Needs
While many people believe that they are “just bad with money,” in reality, money management skills are something you can learn and improve through practice. So even if you have no idea what you’re doing and are afraid to look at your bank account balance, there is hope. Here are seven money management skills you need to have to start getting ahead and live your best life.
How to Budget for Irregular Expenses Using Sinking Funds
Learning how to budget for irregular expenses gets much easier when you use sinking funds. Learn what sinking funds are and how to use them so you can stop worrying about going over budget and rest assured that your irregular expenses will be covered.
Are Budgeting Apps Worth It?
Many money management tasks can be done online now, so you might be wondering if budgeting apps are worth it. Learn the advantages and disadvantages of budgeting apps to figure out if they are right for you.
The 3 Best Budgeting Methods
Figuring out the best budgeting method for you is one of the most challenging, but also most important parts of managing your money. When you know where your money goes, you can make more intentional decisions about how to spend it. Skillfully managing the money that comes in and goes out can be the difference between living paycheck to paycheck and living the life of your dreams.
Personal Finance Challenges Only Women Face
Women face a number of personal finance challenges that men do not. Here are six ways in which it is harder for women when it comes to managing their finances and building wealth.
Should you carry a balance to build credit?
Many people mistakenly believe that carrying a balance on your credit card is good for your credit. Find out why that’s not true and what you can do instead to increase your credit score.
How to Keep Yourself Out of Debt
Staying out of debt comes down to spending less than you earn and planning for the future, but we all know it’s not always that easy. Here are a few tangible things you can do to keep yourself out of debt.
Should I pay off my student loans or save for retirement?
Wondering if you should pay off your student loans or save for retirement? It’s actually possible to do both. Follow these tips for figuring out how to get started so you can pay off your student loans and save for retirement at the same time!
What to Do When Your Investments Take a Nosedive
Watching your investments lose value is hard for even the most experienced investors. The key is to adopt the right mindset. Here are some tips to help you mentally weather the storm when your investment portfolio takes a hit.
Should You Rent or Buy?
Should you rent or buy a home? When deciding to rent vs. buy, it’s important to consider what is actually the best decision financially (based on pure numbers) in addition to what effect it has on your life. Here's what you should consider when trying to decide if you should rent or buy a home.