You don’t actually need a budget as long as you know where your money goes, spend less than you earn, and make sure you’re saving for retirement and other goals.

Ready to save money for your goals? Follow these saving money tips to create a savings plan that is right for you. No more saving random amounts and then forgetting to do it or giving up after a few weeks. Say goodbye to the 52 week savings challenge and hello to this automatic savings plan that will actually work!

Paying extra on your mortgage can be a great way to shorten the length of your mortgage and save on interest payments. But when does it make sense to overpay your mortgage? Follow these tips to find out what you should do first and how to decide which method of overpaying to use.

Are you ready to get smart with your money? Having a plan for your money can help you be more prepared for life’s surprises and set you on the path to meeting your financial and life goals. Here are nine steps you can take to get smart with your money, transform your finances, and start building a life you love. 

Investing in your 401k might seem scary and overwhelming, but it doesn’t have to be! Target date funds are the ultimate set-it-and-forget-it investment option. They will have even the least money-savvy people saving for retirement with ease and confidence.

Automating your finances is the most important thing you can do to keep your savings on track. Setting aside money each month is a hard habit to build. If you automate your savings, it will actually happen and you’ll save more money and spend less time doing it!

Learn how to plan for random expenses and save for short term goals. You may or may not know exactly what will happen in the future, but it’s important to be prepared and always be saving for all those unexpected expenses and the things you want to do in the near future.

We all know we should be setting aside money for random expenses and fun things like vacations, but sometimes it can be hard to figure out how to separate your vacation money from your home repair fund from your emergency fund. Here are two easy ways you can set aside money for all of your savings goals.

Discover valuable 401k tips to maximize your retirement savings. Learn how to overcome fears and confusion surrounding 401k plans and make the most of this powerful retirement savings tool. From understanding what a 401k is to optimizing contributions, investing wisely, and updating beneficiaries, this article provides essential advice for securing a financially secure retirement future.